📊 The Data Speaks Clearly: Italian youth have insufficient financial knowledge, which directly affects their ability to make informed economic decisions. The Assogestioni-Censis report reveals alarming data:
😟 Fear of Investments: 82.7% fear losing money and prefer not to invest, leaving unused tools that could help them build a more stable future.
❌ Lack of Basic Knowledge: 48.6% do not understand how interest rates impact a loan, risking debt without full awareness.
🤔 Ignorance About Welfare Tools: 40.8% are unaware of supplementary pensions, missing opportunities to plan for their retirement.
🔄 Emotional Decision-Making Leads to Mistakes: The lack of financial education causes many young people to be influenced by fears or momentary impulses rather than making rational and strategic choices.
Why Is It Urgent to Invest in Financial Education?
Low financial literacy has direct consequences on quality of life: debt, poor financial choices, inability to save, and lack of long-term economic security. We cannot allow new generations to enter the workforce and financial world without the proper tools.
✅ What Can We Do?
- Introduce financial education in schools, making it a fundamental skill on par with other subjects.
- Provide personalized financial advice, helping young people make informed decisions about saving, investing, and retirement planning.
- Promote a more conscious money culture, overcoming fears and myths related to financial management.
💡 It’s time for change. Young people deserve the skills to face the future with greater confidence and financial freedom.
What do you think? How important is financial education to you?
